Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, wealth management, and investment management services. Morgan Stanley at Work provides workplace financial benefits that build financial confidence and foster loyalty-helping companies attract and retain top talent. Its end-to-end solutions support organizations at any stage of growth through a powerful combination of modern technology, insightful guidance, and dedicated service. They include Equity, Retirement, Deferred Compensation, Executive Services, and Saving and Giving solutions. Each benefit solution also includes a Financial Wellness program, which provides employees with knowledge, tools, and support to help them make the most of their benefits and achieve their life goals. In January, Morgan Stanley at Work announced a series of technology enhancements to continue to deliver automation and intuitive user experiences across its range of workplace benefits platforms-including equity compensation, retirement, and executive services, as well as savings and giving programs. In the United States, Morgan Stanley at Work platforms Equity Edge Online (EEO) and Shareworks serve roughly 40% of the S&P 500.

Thanks to these enhancements and similar to Shareworks, EEO clients can now customize incentive award packages and let participants select their award type allocations within a single, integrated E*TRADE retail platform. They can also leverage data points to define automated rules for including or removing participant populations from ESPP eligibility; streamline trade restriction and blackout management for specific groups of participants, helping with regulatory compliance and allowing administrators to target their controls and oversight during sensitive trading windows; and can enjoy the enhanced ability for administrators to approve and implement international tax rates, mitigating manual intervention and supporting greater scale and accuracy for a global workforce.

On the Shareworks platform, the introduction of user-friendly stock certificate filtering and sorting features allows Private Markets participants to organize and select specific stock certificates for sale according to their personal financial goals. Increased flexibility has been added in the tender offer workflow through customizable tables that are specifically designed for different types of equity, allowing issuers to easily display and adjust information and move custom fields into the letter of transmittal for a smoother, more precise participant experience. New digital in-platform spousal consent and streamlined reporting provide increased clarity and auditability in authorizing who can sign liquidity event documents. The changes also include a consolidated tax mobility engine for easier onboarding and feature upgrades, including migration of cost basis reporting to Morgan Stanley's centralized system for more efficient and reliable year-end tax procedures.

"As we continue to innovate, our focus remains on delivering greater scale and ease for those managing a mobile, global workforce," according to Mark Mitchell, Chief Product Officer of Morgan Stanley at Work. "We're investing heavily in performance enhancements across all our platforms, saving time for critical tasks and taking our cutting-edge administrative experiences to the next level. There's much to look forward to in 2025 as we chart a path toward a more fully integrated user experience."

Morgan Stanley Wealth Management provides access to a wide range of products and services to individuals, businesses, and institutions, including brokerage and investment advisory services, financial and wealth planning, cash management and lending products and services, annuities and insurance, retirement, and trust services. The firm, which has been a Hacienda tenant since May 2014, has offices in 42 countries and serves clients worldwide including corporations, governments, institutions, and individuals.

For more information about Morgan Stanley, please visit www.morganstanley.com.